Terms of Services

Last revised: 13 January, 2022


1. Legal/Privacy Policy

As the world’s leading crypto finance house serving tens of millions of customers, protecting the security and privacy of our users is our top priority. Privacy is of utmost importance at Orchard Vault. We recognize the significance of protecting information which is stored on our servers or network or is intended to be stored on our servers or network and which relates to an individual. The data we protect are the “Personal Data” which is any information relating to an identified or identifiable natural person, sometimes called a data subject, and have made protecting the privacy and the confidentiality of Personal Data a fundamental component of the way we do business. This Privacy Policy informs you of the ways we work to ensure privacy and the confidentiality of Personal Data and describes the information we gather, how we use those Personal Data and the circumstances under which we disclose such information to third-parties.

This Privacy Policy is designed to address regulatory requirements of the jurisdictions in which Orchard Vault offers its Services, including the General Data Protection Regulation (“GDPR”), as enacted by the European Commission. In this Privacy Policy, the term “Service” and “Services” has the same meaning as described in the User Agreement, but excludes API services, which are governed by a separate agreement. If you do not agree with this Privacy Policy, in general, or any part of it, you should not use the Services. This Privacy Policy is periodically reviewed to ensure that any new obligations and changes to our business model are taken into consideration. We may amend this Privacy Policy at any time by posting an amended version on our website.

2. Terms of Use

Terms and Conditions
By creating Orchard Vault wallet, you acknowledge that:
(1) any use of Orchard Vault is subject to these Terms of Service;
(2) you have carefully read, understand and agree with these Terms of Service;
(3) you are of legal age and you are able to form legally binding contracts.
Please note that there are legal requirements in various countries which may restrict the products and services that Orchard Vault Operators can lawfully provide. Accordingly, some products and services and certain functionality within the Orchard Vault Platform may not be available or may be restricted in certain jurisdictions or regions or to certain users. You shall be responsible for informing yourself about and observing any restrictions and/or requirements imposed with respect to the access to and use of the Orchard Vault and the Orchard Vault in each country from which the Orchard Vault and the Orchard Vault Services are accessed by you or on your behalf. Orchard Vault Operators reserve the right to change, modify or impose additional restrictions with respect to the access to and use of the Orchard Vault Platform and/the Orchard Vault Services from time to time at their discretion at any time without prior notification. If you don’t agree with the Terms of Service (“Terms”), you cannot use Orchard Vault. Orchard Vault reserves the right to modify these Terms at any time and at our sole discretion. In case of any changes, we will change the date of the last update at the beginning of these Terms. Please check this page regularly for updates.

1. Parties
1.1. This agreement is between you (‘You’ or ‘Your’) and Orchard Vault. Orchard Vault is a Digital offshore bank that houses investment funds of brokers global and reserves the right to refund same to victims in an event of fraud or unfair trade practices.
2.1. Orchard Vault has created means for users to access and transfer ownership of virtual currency tokens (‘Cryptocurrency’), such as Bitcoins. By entering into this agreement you will receive a license to use any of the Orchard Vault Desktop and Mobile Light Wallet Applications. You should only use the Atomic Desktop or Mobile Light Wallet Application if you are familiar with cryptocurrencies. We highly recommend learning the basics of the specific cryptocurrency that you plan on using the Orchard Vault Wallet Application for, before running the application.
2.1.1. Your Own Passkeys
Orchard Vault does not store your private keys, backup phrases or passwords (“Private Information”) on its servers. It is very important that You backup and save your Private Information. We urge you to write down your password and store it offline in two different places. Atomic Wallet don’t have access to your wallet, your funds, your transactions or any other information.
2.1.2. Transactions
The only authentic record of Virtual Currency transactions is the applicable Virtual Currency’s blockchain. The Orchard Vault Wallet Applications provide functionality that allows You to send Virtual Currency transfer instructions. Atomic does not guarantee that Your transactions will be delivered, because Your transaction from Orchard Vault Wallet Applications shall be added and stored in any Virtual Currency blockchain. You must ensure that Your transactions conform to the applicable rules of the Virtual Currency software. There may be transaction fees (e.g. mining fees) associated with your Virtual Currency transactions that are required by the virtual currency system you engage with. Orchard Vault shall not be responsible for any losses you incur due to transaction fees or losses that occur due to incorrectly set transaction fees (i.e. too low or high).
2.1.3. Tax on Recovered Funds
Caymans Island being a Tax Haven does not charge tax on recovered funds where the applicant is resident within jurisdiction or from a reciprocal tax haven country.
2.1.4. Percentage on Recovered Funds
All funds recovered shall be billed at 13 percent and shall be paid in occasions where the applicant’s funds did not undergo mining. Where the funds go through mining, that is where we act extra-fund-territorial, this shall be commission based.
2.2. In-wallet exchange operations.
By using the exchange within the wallet (Orchard Vault Wallet), You agree with the Terms of Use of the respective third-party partner. Please refer to and respect the relevant third party licenses. Although the Orchard Vault Wallet Applications make it easy to engage with the integrated third parties, Orchard Vault shall not be responsible for any consequences stemming from Your use of third-party integrated services. If You need assistance with a third-party integration then You should contact the third-party along with contacting our support. Third Party in this context shall mean exchanges where the applicant purchased the cryptocurrency or the credit or debit card issuer.
The estimated amount which is presented to You in the Wallet prior making an exchange is not final. It can differ from the final amount due to market fluctuations.
2.2.1. By using the service within the wallet for buying cryptocurrencies (‘Orchard Vault Buying Crypto Service’), You agree with the Terms of Use of our third-party partner Simplex, who are provided Atomic Buying Crypto Service. Orchard Vault payment processing is subject to local bank policies. Issuer banks may decline the payment on their own terms.

3. Your Obligations

You shall: be of the age of majority in Your local jurisdiction; and, be responsible for Your own Virtual Currency; and, backup/write down Your Private Key and password and keep it private and, ensure that Your device(s) are fully updated and do not contain viruses, malware or otherwise malicious software.
You shall not: violate any laws when using Orchard Vault Wallet Applications; or, circumvent or attempt to circumvent the security measures Orchard Vault Wallet are using to protect other accounts, computer systems, or networks connected to the Orchard Vault Desktop and Mobile Light Wallet Applications; or, deposit Virtual Currency into addresses for tokens and/or coins that are not supported by the Orchard Vault Wallet Applications; or, use Orchard Vault in a manner likely to infer with other Orchard Vault users or virtual currency nodes (e.g. excessive API calls or network spam);

4. Limited Intellectual Property License

This agreement licenses Orchard Vault services to you on a personal, non-exclusive, royalty-free, non-transferable, worldwide-basis, for the purpose of managing virtual currencies. You are not permitted to redistribute any of Atomic Services, modify any code or use any Orchard Vault content, including images and text, as part of any other software or project of any kind.

5. Specifically Disclaimed Risks

Using Virtual Currency software necessarily entails many risks. Orchard Vault specifically disclaims and shall have no liability to you for the following risks: operating system failures (mobile or desktop); and, interactions between your hardware, software, and the Orchard Vault; and, cloud backup software (e.g. certain Android distributions) may upload your private information to third party services; and, malware, viruses or other malicious software on your device that is able to take control of or interfere with Orchard Vault; and, communication delays between your Orchard Vault Wallet Application and a node or relay service for a virtual currency (and vice versa); and, failure to achieve a certain market value/price for a virtual currency token, whether through a third-party service or any other kind of transaction; and, theft of virtual currency tokens.

6. Warranty

Orchard Vault is provided to you at no cost, “as-is” and without any warranty whatsoever, to the maximum extent permissible by law. Without limiting the generality of the foregoing, Orchard Vault warrants that Orchard Vault is fit for your purpose. Orchard Vault undertakes to indemnify users for any loss that occurred in the course using its platform.

7. Indemnity

You agree to indemnify Atomic against any claims, damages, losses or legal fees incurred due to Your use (or misuse) of Orchard Vault. This could be as a result of false mining claims, stolen coins, presentation of fake court orders.


8. Non-Waiver

No action or inaction on the part of Orchard Vault shall be considered a waiver of any right or obligation by Orchard Vault.


9. Amendment

This agreement may be amended by Orchard Vault by providing you with 30 days’ notice of any proposed change. If you do not agree to the amended terms then your sole remedy shall be to write to Orchard Vault about your counter to the amendment.


10. Assignment

You may not assign this agreement. This can only be assigned to a trust corporation appointed by the applicant with the approval of the regulatory authority where the applicant is resident.


11. Entire Agreement

This is the entire agreement between the parties and supersedes any other agreement, representations (or misrepresentations), or understanding, however, communicated.


12. Prohibition of Use

By accessing and using binance services, you represent and warrant that you have not been included in any trade embargoes or economic sanctions list (such as the United Nations Security Council sanctions list), the list of specially designated nationals maintained by OFAC (the office of foreign assets control of the U.S. department of the treasury), or the denied persons or entity list of the U.S. department of commerce. Binance reserves the right to choose markets and jurisdictions to conduct business, and may restrict or refuse, in its discretion, the provision of binance services in certain countries or regions.